Key debt data

  FY2019FY2018FY2017FY2016FY2015
Gross debt (reported - inclusive of fair value adjustments) (A$m)3,0294,1245,4137,3036,528
Cash at bank and on deposit (A$m)529191604200319
Gross debt less cash at bank and on deposit (A$m)2,5003,9334,8097,1036,209
Finance costs (includes non-interest expenses) (A$m)175221264308315
Net debt to equity (%)2517203125

Net debt and gearing profile

Net Debt & Gearing Profile

Effective cost of debt (includes establishment and line fees)

Effective Cost of Debt